Shopping On-Line

Shopping online is often a good way to save time and money, but there are risks:

Fake websites - Anyone can set up what appears to be a genuine website and pretend to sell goods and services. They get unsuspecting customers to make payments for non-existent goods and services and then disappear. If you use a fake website not only are the fraudsters taking your money, but they are also gaining your credit card details. They attract you to their site with the offer of low prices or the availability of goods that are difficult to source.

Identity theft - Is obtaining another person's personal information by fraud or deception. Customers making online payments is one of the most common ways for fraudsters to obtain personal information.

Higher than expected cost - Sometimes customers are charged additional hidden costs in addition to shipping and handling, which are only discovered when the credit card is received. These costs might be administrative fees or transaction costs, which the customer is told about in the small print.

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