Look After the Pennies When thinking about your spending don't forget to
include all those small things that you buy during the week as these can
really add up, for example the items below total £32.75: 
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Don't Forget the Extras
It's easy to forget about the expenses that only come along once in a while, e.g. a new tyre for the car or birthday presents. | | Save for the Unexpected If possible you need to put some money aside each month for costs that you haven't planned for e.g. repairing your fridge or taking unpaid time off work to care for an unwell relative. |
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